Free · no account · nothing stored

How much tax comes off your salary?

Enter your monthly gross pay. This uses the BIR withholding table under the TRAIN law, after SSS, PhilHealth and Pag-IBIG — which is what your employer actually deducts, and why the answer is lower than 20% of your salary.

Your regular monthly pay before any deduction. Not including 13th-month pay or bonuses.

Leave blank and the SSS, PhilHealth and Pag-IBIG figures are computed. Fill it in to use the totals from your own payslip.

Or try a figure

Anything under about ₱22,000 a month usually comes out at nothing — taxable pay below ₱20,833 is exempt outright.

Withholding tax on ₱30,000.00 a month

3.4% of gross

₱1,007.55

each month, deducted by your employer

  • Take-home 88.5%
  • Withholding tax 3.4%
  • SSS, PhilHealth, Pag-IBIG 8.2%
Monthly gross pay
₱30,000.00
Less: SSS5% of a ₱30,000.00 monthly salary credit
-₱1,500.00
Less: PhilHealthhalf of 5% of ₱30,000.00
-₱750.00
Less: Pag-IBIG2% of the ₱10,000.00 maximum fund salary
-₱200.00
Taxable compensationwhat the BIR table is applied to — not your gross
₱27,550.00
Withholding tax for the month
₱1,007.55
Take-home pay
₱26,542.45

SSS is charged on a Monthly salary credit, not on your pay, and 13th-month pay is excluded here.

Withholding tax bracket
15% of the excess over ₱20,833.00
Over a full year
₱12,090.00 on ₱330,600.00 of taxable pay — what BIR 1700 would compute if this pay held all year.
Rule
RR 11-2018 Annex E, rates effective 1 January 2023 onward
  • This is regular monthly pay only. 13th-month pay and other benefits are tax-exempt up to ₱90,000.00 a year and anything above that is taxed, so a month containing a bonus withholds more than this.

Under construction · not a filing service · not tax advice

Due next

Weekends and proclaimed holidays already rolled forward.

See the full tax calendar
  • 2551Qin 14 d

    2026 Q3

    2026-10-26

    moved from 2026-10-25

  • 1701Qin 35 d

    2026 Q3

    2026-11-16

    moved from 2026-11-15

  • 2551Qin 105 d

    2026 Q4

    2027-01-25

  • 1701Ain 185 d

    2026 annual

    2027-04-15

Every figure shows the rule behind it.

Tax rules are dated data here, never constants. The percentage tax rate alone has been 3%, then 1%, then 3% again since 2020, and 2550M stopped existing in 2023 — so a return for a past period is computed on the rules that applied then, and every line carries the citation it came from.

Rules as dated rows
A rate with no row covering your period raises an error rather than falling back to today's.
Integer centavos
Money never touches a float, so a return's lines and its total always agree.
Snapshot on filing
A finalized return freezes its figures and rule versions. Recomputing shows a diff; it never overwrites what you filed.

What it covers

Five BIR forms, each built from your own ledger and dated to the rules of its period — plus 1700 and this calculator for anyone on a payroll.

  • 1701Q
    Quarterly income tax
    Q1–Q3, cumulative
    Due 15 May / 15 Aug / 15 Nov
  • 1701A
    Annual income tax — 8% or OSD
    Purely business income
    Due 15 April following
  • 1701
    Annual income tax — itemized / mixed
    Itemized deductions or mixed income
    Due 15 April following
  • 2551Q
    Quarterly percentage tax
    Non-VAT
    Due 25 days after quarter close
  • 2550Q
    Quarterly VAT
    VAT-registered
    Due 25 days after quarter close

How it works

  1. Step 1

    Keep the ledger

    Record invoices with FX, expenses, and the 2307 certificates your clients issue. Track clients and suppliers, or import a quarter by CSV.

  2. Step 2

    Let it compute

    The engine runs dated BIR rule tables, so a past period is figured on the rules that applied then. Every figure links to the exact rule row and citation behind it.

  3. Step 3

    File and record

    Get a field-by-field keying sheet for eBIRForms, a working-copy PDF and the DAT files eSubmission accepts, then log what you filed and paid.

What it deliberately does not do

It does not file

eBIRForms has no import and no API. You get a filled PDF, a keying sheet, and the DAT files eSubmission accepts — the submission itself stays yours.

It is not your books of accounts

BIR requires registered manual, loose-leaf, or CAS books. This ledger does not substitute for them.

It is not tax advice

nisaba shows its work — every line, and the rule and citation behind each figure — so you or your accountant can check it. What gets filed is your responsibility.